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Cut down your auto insurance premiums

Today people are looking for any possible way to cut down their expenditures. And even those types of expenses that have been regarded as fixed in the past are now reviewed for any possibility to reduce the outflow of money from the family budget. We are talking about insurance.


In 2008 the average cost of insuring an auto has been reported to be fairly stable with a 2.5-3 per cent increase in different states. However specialists state that there are always ways to cut down your auto insurance expenditures only if you know how to do it.



Insurance specialists and experienced consumers suggest that there are numerous ways to reduce your insurance expenditures. And while some of the methods apply for all drivers, others may be useful only to limited group of drivers, such as senior citizens or families with teenage drivers. Besides, not all techniques can be equally effective and some of them will give you significant reduction while others will save up just several dollars. Nevertheless, you should consider all of the available options and go with the one you think will really help you cut down your expenditures.


Here are the most reliable auto insurance saving techniques divided into four groups:


All drivers



  • Keep track of your mileage.

  • Keep your credit score clean.

  • Get as many car insurance quotes as you can.


Teens and seniors



  • Walking is good for teens.

  • Go to a driving school.


Risky drivers



  • Slam brakes on collision.

  • No-go for no-fault.


Reliable old techniques



  • Apply for all the discounts you comply with.

  • Raise your deductibles.


And remember that one of the most important and effective ways of getting good rates is to shop around for several auto insurance providers. Get numerous car insurance quotes from as many companies as you can and you will see how the prices differ for the same set of services.


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